Straight answer, then the detail
Final Expense CRM Pricing
Final expense CRM pricing in this market runs from roughly $50 to $250 per seat per month depending on how much is bundled — dialer, AI coaching, carrier-quoting integrations, compliance tooling. The number that matters isn't the sticker price; it's the total for your actual team size plus calling/messaging usage. policydaddy's structure is transparent: $99/month for the owner seat, $49/month per additional agent seat, and calling/messaging usage billed separately through a prepaid wallet (roughly 3 cents per started minute, minimum 3 cents per dial). A 14-day free trial starts at your agency's first Pro subscription checkout; a limited free tier exists before that and doesn't start the trial clock.
Is calling included in the seat price?
No — calling and messaging are billed separately from the seat subscription, through a prepaid agency wallet, on both the free tier's basic dialing and Pro.
What happens if I add or remove a seat mid-month?
Stripe prorates the change on your next invoice: adding a seat bills the remaining portion of the period, removing one credits the unused portion.
Does the free trial require a card?
Yes, a card is required at checkout for the 14-day Pro trial, but nothing is charged until the trial ends; cancel from Manage Billing before then to pay $0.
Put policydaddy through a working day.
Start with a few leads and see how the calls, callbacks and policy records fit your agency.